Partner Christine Sullivan Higgins leads the firm’s Corporate Law & Commercial Lending practice. Together with partners Barry Finegold, Ken MacKenzie and Karen Kepler, she represents financial institutions, institutional investors and other commercial lenders, as well as private sponsors and equity borrowers, across various industries in connection with senior and mezzanine loan transactions. These include real estate loans, construction loans, cash-flow loans, commercial and industrial loans, asset-based loans, mezzanine loans, working capital lines of credit, letters of credit, acquisition financings, and tranche borrowings. They also counsel start-ups, sole proprietors, entrepreneurs, non-profit organizations, and family-owned and other businesses in connection with entity formation, mergers and acquisitions, contracts and general business transactions.
Representative corporate and commercial clients include:
- A large financial institution in connection with a $22 million term loan and a $8 million revolving credit loan to a security alarm company.
- A large financial institution in connection with an amendment to an existing credit facility in the aggregate amount of $200 million n favor of several existing private equity funds, to bridge receipt of capital calls from limited partners of the private equity funds.
- A large financial institution as agent of a $30 million syndicated credit facility to a high-tech company borrower.
- An energy company in connection with a revolving credit facility and term loans in separate tranches from a local financial institution in the aggregate amount of $8 million, and additional loans provided by the states of Iowa and Ohio in the aggregate amounts of $2 million $1 million.
- An investment advisor in connection with senior credit facilities in an aggregate amount of $9 million used to consummate a management buyout.
- A large financial institution in connection with a letter of credit supporting a $650 million bond issuance by a large educational institution.
- Private equity funds and portfolio companies in various industries in connection with recapitalizations, leveraged buyouts, working capital facilities and subordinated debt facilities.
- Various entities requiring charter documents, bylaws and other organizational documents, as well as tax forms required to obtain 501(c)(3) or 501(c)(4) non-profit status.
